Showing posts with label Crazy Villainous Schemes. Show all posts
Showing posts with label Crazy Villainous Schemes. Show all posts

Thursday, October 22, 2009

Crazy Villainous Schemes Involving Insurance Fraud: Diablo Edition

Amazing Spider-Man #607 by Joe Kelly, Mike McKone & Adriana Melo

Yesterday, we posted a short profile of the former construction tycoon and current owner of The DB, Dexter Bennett. We had mentioned that 20 years ago or so, Bennett had a falling out with his business partner, Bernie Mayer, which had caused him to resign from his position with the company. The falling out had to do with some mysterious backdoor deal that Mayer had made with an unknown party in order to acquire cheap materials.

It turns out that this shady dealing involved one of the most convoluted and ineffective villainous plans I have ever witnessed throughout my history of reading comics. Now, comics are no strangers to intricate and sometimes nonsensical plots, especially by weaker villains. But this one has to make a list somewhere. There should be a Guinness Award in the Marvel Universe for such things--and this would certainly win one.

The charmer you are looking at in the panel depicted above is Diablo. Diablo is typically a Fantastic Four villain but has decided to make his way over to the Spideyverse in this instance. He is equipped with the ability to transmute elements, which allows him to create various materials and potions in order to perform actions largely outside the realm of modern science. He can create sleeping potions, hypnotic powders, and things like that. Basically, he is one part alchemist, two parts crazy evil scientist. The catch? Most of his creations only last for a temporary amount of time before they explode, disintegrate, or just fade from existence.

In this plan, Diablo had used his talents to create a whole bunch of steel, which he then sold to the Bernie Mayer at extremely cheap rates. Suspecting that something was amiss, Dexter Bennett did not support the deal. And this was incredibly astute of him for it turns out that this steel was geared to explode in exactly 20 years from the time of its creation. That's right, this plan would take 20 years to live out...

Indeed, Spidey. Why did that psycho go through all this trouble of making and selling 20,000 tons of steel and sitting around for 20 years until it was rendered useless? And then attempting to murder the owners of the construction firm he sold that steel too? (By the way, this is what led Spider-Man to his tail in the first place).

The answer is a major insurance ploy. Diablo had concocted a scheme to sell faulty steel to Bennett and Mayer, knowing that they would then use that steel to construct a major office building...you know what, let me outsource this to Spidey and the Black Cat:

OK, so here is where the insurance comes into play. Go on...

Wow. Were you guys as blown away by that as I was? Let's recap what we have just learned about the bulk of Diablo's diabolical insurance scheme in terms of what I imagine to be his to-do-list:

Diablo's Evil To-Do List:
1) Create 20,000 tons of faulty steel set to expire in 20 years.
2) Sell 20,000 tons of faulty steel to famous construction company
3) Somehow get involved with / start forty different, unconnected small businesses and secure permit for a seemingly innocuous NYC office building
3) Persuade this construction company to use this steel for construction of seemingly innocuous NYC office building
4) Take out massive property insurance policy for all forty businesses.
5) Wait 20 years.
6) Find and kill owners of famous construction company from 20 years ago and hide their bodies so as to make them appear suspicious for the impending destruction of seemingly innocuous office building.
7) Watch building get destroyed.
8) Somehow collect on over $9 billion of insurance money, without bearing any of the suspicion since it would all be placed with those greedy, corrupt construction folks.

If I'm reading this plan right (and admittedly the details are a bit vague, so I'm making several assumptions here), then there are so many things that are so exaggerated and elaborate that it's hard to believe Diablo is any sort of scientist (even if it is an evil alchemist). Even Doctor Octopus's ludicrous schemes have some semblance of logic. This is just plain silly.

First, let's talk about this insurance policy. Spidey and Black Cat throw around the term "catastrophic," but this is not to be confused with catastrophic health insurance, or high-deductible health plans, designed to cover, well, catastrophes in health. No, this seems like Diablo or these companies or whoever merely took out a whole bunch of property insurance policies that cover things like magic steel explosions.

One thing that confuses me about this is the payoff of $9 billion. That seems like an awful lot of money to me. As a comparison, following the attacks of 9/11, the insurance companies paid out up to $4.6 billion for the World Trade Center's destruction. And this was after a trial in which the insurance companies, in an effort to pay less, argued that the collapse was caused by one incident, whereas leaseholder Larry Silverstein claimed it was two, distinct attacks. Note that this was only about $5 billion AND it was for two different events AND it was for the WTC, two of the tallest buildings in the entire world. The fact that Diablo stands to collect $9 billion seems highly suspicious to me and it's a wonder that it did not seem so to anyone else.

Second, how is it exactly that Diablo got himself in a position to collect all of this money? The building in question, according to Black Cat, contains "forty separate small insignificant operations carrying wicked huge insurance policies." She also mentions that the companies are "seemingly unconnected." To me, this suggests that there is, in fact, a connection and that this connection is clearly Diablo. So then is the implication that Diablo created forty different small businesses for the purposes of later destroying them and collecting insurance checks? If he did not physically create them, then he must be somehow involved with their management and finances such that he serves as the insurance policyholder. Either way, there seem to be forty semi-phony companies that exist to pay Diablo off. And what's more is that these businesses have had to operate consistently and earn profit for over 20 years. That's quite a lot of work for one supervillain and frankly I didn't realize that Diablo had the business sense to keep it going. AND we're in a recession. Jeez!

There is no doubt that Diablo's plan focused entirely on making money. There is no Joker-like sensation of foiling the superhero and there is no seeking of power and fame here. This is strictly about stealing dough and being rich. I realize that many villains are not too effective in this area, but there are much more obvious ways that Diablo could have pulled this off that would not have involved waiting 20 years and the operation of 40 small businesses as a prerequisite.

Here's an idea: Make and sell more steel! This is a guy with the power to make things that nobody else can make. And he's demonstrated that he is capable of selling these things. So, um, why not just keep doing that?

How about this one: Make money from your businesses! Again, Diablo has some sort of financial connection to these 40 operations, whether he physically owns them or has somehow persuaded them to pay him lots of money. He is clearly at the very least a shrewd operator, since these businesses have been profiting for over 20 years and the collective insurance payout between them has amassed to $9 billion dollars. The guy can just make money legitimately, but instead he decided to spend two decades trying to see the fruition of a plan that is as faulty as the steel with which it was based on.

As Spidey mentioned, it turns out that behind all this convoluted foolishness, Diablo is nothing more than a simple crook. And the real tragedy is, he's not even a good one.