Tuesday, June 23, 2009

Ecocomic Recession Watch: Iron Man Edition

No one is safe from the ecocomic recession. Not even Pepper Potts. Although, it could not have been that long since Normal Osbourn took over as leader of H.A.M.M.E.R. and Dark Reign began. In Marvel time, it probably has not even been three months. So, couldn't have Pepper just applied for COBRA coverage? Under the Consolidated Omnibus Budget Reconciliation Act, individuals who lose their group health benefits should have the option to continue their coverage temporarily, for up to 18 months.

Maybe Pepper forgot to file a claim in time. Or maybe COBRA does not cover individuals who lose their jobs to former supervillains who fend off alien invasions and subsequently dissolve said individual's company.

21 comments:

Anonymous said...

for COBRA insurance, one must sign up within 30 days of losing (or quitting) one's job... Additionally, COBRA, from what I remember costs about $345 per month for an individual, tough times may not permit the unemployed to afford such high premiums...

Also, I believe Pepper would be covered (see below)

From the COBRA FAQ page

Qualifying Events for Employees:

* Voluntary or involuntary termination of employment for reasons other than gross misconduct
* Reduction in the number of hours of employment

As long as Pepper was well behaved, and was able to afford it... I think she could have been covered.

Dan Miller said...

Anon is correct--I just finished a stretch of unemployment and COBRA is expensive. I don't know what kind of salary she was pulling down, but it's not at all unreasonable for her to forego coverage.

algeya said...

discovered your blog yesterday (thanks to evil inc)

Liked a lot and read all your posts, can suggest you an essay about henchmen economics since they are not legal probably wont pay taxes, even if a robbery was stopped probably the supervillain must pay them to keep them from leaving leaving or betraying

Anonymous said...

Wow, the commentators here seem to know a lot about COBRA lawlawlawlawlaw

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